Divido - Pay On Finance

Spread the cost of your purchase – pay in instalments with Divido


If you are thinking about buying a bed or furniture from one of our ranges, why not spread the payments over 6 months using 0% APR representative with a minimum 10% deposit through our partner Divido.

The application process is simple, takes around 10 minutes for you to complete, is carried out online with a decision made within 90 seconds of completion.

Please note, finance is not available on orders under £750 and we cannot offer credit where the delivery address differs from the current billing address.

If you decide to take advantage of our instalment plans, here’s a quick guide to everything you’ll need to know.

Who is Eligible for Finance?

To apply for finance you will need to meet the following minimum criteria:

- Be a UK resident
- Be over 18 years of age
- Have 3 years of UK address history
- Be working at least 16 hours per week
- Have a valid phone number and email address
- Delivery address must be to the billing address on your finance application
- Have a bank account that can accept direct debits

What is needed to apply?

To complete the application form you will need the following:

- Personal details: name, DOB, email address, phone number
- Address details : 3 years UK address history
- Employment details: income, number of years employed, employer’s name
- Bank details: account number and sort code

An Example

You could purchase the Milla Bed priced at £1,075

Choose your desired deposit (minimum 10%)

10% deposit £107.50 and credit arranged on the balance of £967.50

£161.25 per month for 6 months at 0% APR

Total payable £1,075

You will only start to repay the instalments 30 days after you have received delivery.

Further questions

If you have any questions please call us on 0333 016 0766 or email us at hello@roomtosleep.co.uk and we’d be happy to help.

About Divido

RTG Ilkley Ltd trading as Room to Sleep is registered in England and Wales 08009537. Registered Office: 97-99 Pegholme, Wharfebank Mills, Ilkley Road, Otley LS21 3JP. RTG Ilkley Ltd acts as a credit intermediary and only offers credit products from Divido, we are not a lender. Financing options are offered through Divido Financial Services Limited in association with Shawbrook Bank Limited.

Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority under registration number 628253. For more information, please visit: www.divido.com

Credit is provided by Shawbrook Bank Limited, which is registered in England and Wales, registered no. 00388466. Registered office Shawbrook Bank Ltd, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Shawbrook Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204574.